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  1. Why Pawn Shops Are Better Than Banks, Payday Loans, And Credit Cards

Why Pawn Shops Are Better Than Banks, Payday Loans, And Credit Cards

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Pawn transactions are based on the appraised value of the item presented. Item appraisal and the amount offered are determined at the sole discretion of the pawnbroker. For example, a pawn transaction of an item appraised at $120.00 has a maturity date of one month from the transaction date and requires the repayment of the loan amount plus 20% or $24.00 in fees for a total repayment of $144.00, APR varies by state, if the customer wishes to redeem their item.

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